About us
With a keen interest in helping people achieve and maintain Financial Independence, Denzil Appadu and Rickshar Lloyd Founded Continuum Financial Services (CFS) in 2016. They seek to fulfill the needs of serious people looking to improve and enhance their financial situation.
We will always:
· Strive to acquire and maintain a thorough understanding of your financial goals.
· Update your current financial information on a regular basis.
· Carefully assess and monitor your investment risk and time-frame.
· Explain the implications of all recommended financial planning strategies and gladly answer and questions you may have.
· Update you as and when appropriately by email , phone or text.
· Meet with you regularly to review your Personal Financial Organizer (PFO)
· Act as your primary Financial advisor, coordination efforts of other related professionals as and when required.
Meet The CFS Team
CFS Founders Denzil John Appadu and Rick Lloyd has brought together a team of advisors and administrators to ensure our clients receive efficient, expert and friendly financial planning advice and service.
DENZIL APPADU
Financial Advisor
Denzil is a financial advisor and co-founders of CFS. He will co-ordinate the financial planning process for you and help you identify your goals and implement the right solution using the continuum process. Denzil enjoys playing golf and spending quality time with his family.
.png)
RICK LLOYD
Financial Advisor
Rick is one of the founders of CFS. With a wealth of knowledge spanning over 10 years' experience in the industry. He wil l help you identify areas in your financial planning that need more improvement and also help you protect what means most to you . Rick has a passion for cooking and enjoys spending quality time with his wife and children
MARK BULLOCK
Business Coach
Mark joined CFS in July 2020 and assist us with leveling up the playing field and to reach Greater heights with his over 23 years of experience in the industry. Mark has 2 kids and Spends his spare-time off-road riding.
ADMINISTRATION STAFF
At Continuum Financial Services , our administration team ensures smooth operations by efficiently handling client documents ,requests and compliance. Their dedication helps deliver a seamless experience , supporting your financial needs every step of the way.